We build PaymentChannelCreate with your destination and settle delay. You sign it.
How it works
A PaymentChannelCreate txjson for streaming/off-ledger payments.
We build PaymentChannelCreate. After signing, you can stream off-ledger claims with one final settlement.
Safe
Additive or reversible. XRPLHub builds it and delivers the unsigned transaction with no extra confirmation step.
Included
✓ PaymentChannelCreate built
✓ Off-ledger micropayments
✓ You sign it in your wallet
✓ Configurable settle delay
✓ TX hash receipt
What you provide
destinationrequired
Channel recipient
rDest...
amountrequired
XRP to fund the channel
100
publicKeyrequired
Channel public key (ED/02 hex)
ED0123...
settleDelayoptional
Settle delay seconds (default 86400)
86400
Frequently asked
Does XRPLHub sign this transaction for me?
No. XRPLHub builds the exact unsigned transaction and returns it to you. You review it and sign it yourself with your own wallet (Xaman, Crossmark or GemWallet). XRPLHub never holds your keys and never submits anything on your behalf.
Is Payment Channel reversible?
Yes — this service is additive or reversible; it does not permanently remove capability from your account.
What does it cost and how do I pay?
$50 USD, priced the same on every rail: RLUSD or XRP in the storefront checkout, or RLUSD on the XRP Ledger / USDC on Base via x402. The price is set by the server and verified on-ledger for every payment — it is never taken from anything the caller sends.
What XRPL transaction does this build?
A PaymentChannelCreate transaction. We build PaymentChannelCreate. After signing, you can stream off-ledger claims with one final settlement.
XRPLHub builds and describes XRPL transactions only. It never signs, never submits, and never holds keys. See every service, or check any wallet’s XRPLScore first.