Check any XRP wallet before you trust it.
A wallet score from 300 to 850, built only from the wallet's public history on the XRP Ledger. Free, no sign-up.
It rates a wallet, not a person. Not a consumer report, not advice.
Your result shows here.
Buy now
Alerts the moment a yield or lending risk grade changes, plus 20,000 grade API calls a month.
Risk grades for XRP yield options and XRPL lending vaults, for apps and AI agents. No account needed.
See the APIWallet check, Yield Desk ratings, the lending tracker, wallet permissions and more.
Use freeTop-rated ways to earn on XRP and RLUSD
All yield ratings →Risk grade A from the Yield Desk. General information, not advice. We are never paid by what we grade.
- Methods published
- Data straight from the XRP Ledger
- We never hold your funds
- Never paid by what we grade
More from XRPLHub
Every way to earn on XRP and RLUSD we can verify, each with an A–F risk grade.
Use freeAllowances that can only be spent where you pick, and recurring payments you approve.
Use freeSee what a token's creator can do: freeze it, take it back, or block you from selling.
Use freeBuild a Multi-Purpose Token with its backing declared on the ledger. You sign in your wallet.
Small grants for rent, bills, food or school, paid in RLUSD. Applying is free.
Use freeToken check
Before you buy a tokenized asset, see what its creator can do: freeze it, take it back from you, block you from selling it, or make you ask permission to hold it. This checks tokenized assets (MPTs) only.
Grants are open. Applying is free.
Small grants for rent, bills, food or school, reviewed by a person and paid in RLUSD. The pool holds …; the first 10 grants go out at 1,000 XRP (RLUSD counted at the XRP price). XRP donations are held in the pool.
Or send any amount from any wallet to . XRP only for now; RLUSD appears here once the pool has an RLUSD trust line.
XRPLHub is run by Morrbiz LLC, a for-profit company. Donations are not tax-deductible. 100% of donations, after card fees, go to the grants pool. Every grant paid is published on the XRP Ledger.
Ratings and wallet scores as an API
Risk grades for XRP yield and XRPL lending at $0.02 per call (x402, no account), the wallet score API, sanctions screening, wallet alerts and an MCP server for AI agents.
Questions
Do I need to know crypto?
No. If you have an XRP wallet like Xaman, you can use everything here.
Does XRPLHub ever hold my money?
No. Your money stays in your wallet, and you approve every payment yourself. We never see your keys.
What's free?
The wallet check, Yield Desk ratings, the lending tracker, Spend Controls, Token check, wallet permissions, Batch Send and grant applications. XRPLHub Pro and the grade API are paid.